Set Starting Bank Balance

Help new members save from day one.

Your bank balance is where members keep their long-term savings — safe from theft and perfect for building stability.

Setting a starting bank balance gives newcomers a little cushion, making your economy feel supportive and well-structured right from the start.

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How to Set It Up

In any channel where Mochi is active:

1. Type /bank start

2. Enter the amount (for example: 200)

3. Mochi confirms the update — done!

Example: /bank start 200 → New members begin with 200 coins safely stored in their bank.

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💡 Tip: Keep the starting bank balance slightly higher than the cash balance. It helps newcomers feel secure, especially if your server uses theft or high-risk mechanics like heists.

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Why It Matters

A starting bank balance creates:

• A stable foundation for new members

• Protection from early-game theft

• A feeling of progress from the moment they join

• Motivation to save, not just spend

It’s a small gesture that makes your economy instantly feel kinder, smoother, and more rewarding..