Your bank balance is where members keep their long-term savings — safe from theft and perfect for building stability.
Setting a starting bank balance gives newcomers a little cushion, making your economy feel supportive and well-structured right from the start.
How to Set It Up
In any channel where Mochi is active:
Type /bank start
Enter the amount (for example: 200)
Mochi confirms the update — done!
Example:/bank start 200 → New members begin with 200 coins safely stored in their bank.
💡 Tip: Keep the starting bank balance slightly higher than the cash balance.
It helps newcomers feel secure, especially if your server uses theft or high-risk mechanics like heists.
Why It Matters
A starting bank balance creates:
A stable foundation for new members
Protection from early-game theft
A feeling of progress from the moment they join
Motivation to save, not just spend
It’s a small gesture that makes your economy instantly feel kinder, smoother, and more rewarding..
